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^ Estimated repayment calculation based on an average rate calculated across all fixed P&I used car loans offered by Carma preferred financiers to eligible applicants purchasing a vehicle aged 0-7 years from build date. The interest rates displayed are guides only and does not reflect an offer for any particular product or your situation and does not imply credit is available to you at this rate. Repayments as a result of this simulation can vary based on your personal circumstances including your credit worthiness. Final rate and all applications subject to financier approval. Fees and charges apply. The direct debit frequency options available from financiers may differ.

†within Greater Sydney

NSW Motor Dealer’s Licence: MD087139 • NSW Motor Vehicle Repairer: MVRL59465

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Used cars
$20K - $40K

Our used cars $20K - $40K

(184 results)

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$20K - $40K

2023 MAZDA CX-8
2023 MAZDA CX-8
G25 TOURING (FWD)
22,305 km • Automatic
$39,990
est. $196/wk based on 10.02% p.a.
2022 CUPRA FORMENTOR
2022 CUPRA FORMENTOR
VZx
51,767 km • Automatic
$36,990
est. $182/wk based on 10.02% p.a.
2020 MAZDA 3
2020 MAZDA 3
G25 ASTINA
34,140 km • Automatic
$28,990
est. $142/wk based on 10.02% p.a.
2021 SUZUKI SWIFT
2021 SUZUKI SWIFT
GLX TURBO
25,356 km • Automatic
$20,990
est. $103/wk based on 10.02% p.a.
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2021 JAGUAR E-PACE
2021 JAGUAR E-PACE
P250 R-DYNAMIC SE AWD (183kW)
107,895 km • Automatic
$39,990
est. $196/wk based on 10.02% p.a.
2020 TOYOTA RAV4
2020 TOYOTA RAV4
CRUISER (2WD) HYBRID
83,296 km • Automatic
$38,990
est. $191/wk based on 10.02% p.a.
2024 TOYOTA COROLLA
2024 TOYOTA COROLLA
ZR
8,332 km • Automatic
$39,990
est. $196/wk based on 10.02% p.a.
2022 KIA RIO
2022 KIA RIO
GT-LINE
19,075 km • Automatic
$23,990
est. $118/wk based on 10.02% p.a.
2024 MAZDA 6
2024 MAZDA 6
G25 TOURING
4,672 km • Automatic
$38,990
est. $191/wk based on 10.02% p.a.
2022 POLESTAR 2
2022 POLESTAR 2
STD RANGE SINGLE MOTOR 69KWH
33,908 km • Automatic
$35,990
est. $177/wk based on 10.02% p.a.
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2020 BMW 2 SPORT
2020 BMW 2 SPORT
18i M GRAN COUPE
79,447 km • Automatic
$29,990
est. $147/wk based on 10.02% p.a.
2019 MITSUBISHI TRITON
2019 MITSUBISHI TRITON
GLS (4x4) PREMIUM
94,795 km • Automatic
$33,490
est. $164/wk based on 10.02% p.a.
2016 SUBARU WRX
2016 SUBARU WRX
PREMIUM (AWD)
116,578 km • Automatic
$25,490
est. $125/wk based on 10.02% p.a.
2022 HYUNDAI I30
2022 HYUNDAI I30
N PREMIUM WITH SUNROOF
58,267 km • Manual
$39,490
est. $194/wk based on 10.02% p.a.
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2023 LDV D90
2023 LDV D90
EXECUTIVE (2WD)
24,817 km • Automatic
$29,990
est. $147/wk based on 10.02% p.a.
2015 TOYOTA HIACE
2015 TOYOTA HIACE
LWB
78,240 km • Automatic
$30,990
est. $152/wk based on 10.02% p.a.
2020 VOLKSWAGEN POLO
2020 VOLKSWAGEN POLO
GTi
26,052 km • Automatic
$27,490
est. $135/wk based on 10.02% p.a.
2022 VOLKSWAGEN T-ROC
2022 VOLKSWAGEN T-ROC
R
46,465 km • Automatic
$39,990
est. $196/wk based on 10.02% p.a.
2022 TOYOTA C-HR
2022 TOYOTA C-HR
KOBA (2WD) HYBRID
80,013 km • Automatic
$31,490
est. $155/wk based on 10.02% p.a.
2017 MAZDA MX-5
2017 MAZDA MX-5
ROADSTER GT
72,766 km • Manual
$29,490
est. $145/wk based on 10.02% p.a.
2019 TOYOTA C-HR
2019 TOYOTA C-HR
KOBA (2WD)
89,880 km • Automatic
$24,990
est. $123/wk based on 10.02% p.a.
2021 HONDA HR-V
2021 HONDA HR-V
RS
81,501 km • Automatic
$24,490
est. $120/wk based on 10.02% p.a.
2020 TOYOTA RAV4
2020 TOYOTA RAV4
GX (2WD)
12,004 km • Automatic
$35,990
est. $177/wk based on 10.02% p.a.
2020 TOYOTA CAMRY
2020 TOYOTA CAMRY
ASCENT HYBRID
44,167 km • Automatic
$31,490
est. $155/wk based on 10.02% p.a.
2023 GWM ORA
2023 GWM ORA
STANDARD RANGE
477 km • Automatic
$26,990
est. $133/wk based on 10.02% p.a.
2023 MG MG4
2023 MG MG4
XPOWER
8,957 km • Automatic
$37,990
est. $186/wk based on 10.02% p.a.
2023 MAZDA CX-5
2023 MAZDA CX-5
G25 GT SP (AWD)
34,659 km • Automatic
$39,990
est. $196/wk based on 10.02% p.a.
2021 HYUNDAI TUCSON
2021 HYUNDAI TUCSON
HIGHLANDER (AWD)
76,244 km • Automatic
$33,990
est. $167/wk based on 10.02% p.a.
2021 MAZDA 2
2021 MAZDA 2
G15 GT
21,720 km • Automatic
$22,490
est. $111/wk based on 10.02% p.a.
2022 HYUNDAI I30
2022 HYUNDAI I30
N LINE
36,087 km • Automatic
$29,990
est. $147/wk based on 10.02% p.a.
2020 VOLKSWAGEN T-CROSS
2020 VOLKSWAGEN T-CROSS
85TSI STYLE
53,748 km • Automatic
$23,990
est. $118/wk based on 10.02% p.a.
2019 KIA CERATO
2019 KIA CERATO
GT
82,664 km • Automatic
$23,490
est. $115/wk based on 10.02% p.a.
2022 GWM HAVAL H6
2022 GWM HAVAL H6
LUX
49,754 km • Automatic
$25,490
est. $125/wk based on 10.02% p.a.
2019 TOYOTA CAMRY SPORT
2019 TOYOTA CAMRY SPORT
ASCENT
20,625 km • Automatic
$29,490
est. $145/wk based on 10.02% p.a.
2021 MAZDA MX-30
2021 MAZDA MX-30
G20E EVOLVE MHEV
49,700 km • Automatic
$23,990
est. $118/wk based on 10.02% p.a.
2023 GWM HAVAL H6
2023 GWM HAVAL H6
LUX
21,359 km • Automatic
$26,990
est. $133/wk based on 10.02% p.a.

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