Tailored car finance that puts you in the driver’s seat.

We support you at every step, offering multiple finance options to help you make an informed decision.

Open and transparent interest rates and feesOpen and transparent interest rates and fees
Quick and simple paperless processQuick and simple paperless process
Fast approvals typically by the same business dayFast approvals typically by the same business day

Access to 3 trusted lenders in 2 minutes

How much do you want to spend?

$

$

Term of loan (years)
Interest rate
Slide between 6% and 15%

%

Your estimated weekly repayment
$300/week*

*This calculator is provided for illustrative purposes only and does not constitute a quote. Information provided by this calculator is based on the accuracy of information provided and does not take into account your personal needs and financial circumstances. If you apply for a loan your interest rate will be based on your individual credit assessment. Fees and charges are payable and the calculations do not take these into account. Terms and conditions apply. We will not store the information provided in this calculator.

Other cars you might like

Why Carma?

A better way to buy a pre-loved car-entirely online
We buy the highest quality cars

We own every car we sell and our extensive range of quality pre-loved cars is meticulously selected by experts. From hatchbacks and hybrids to 4x4s and more, we’ve got Australia’s most popular models, competitively priced.

The Carma touch

Every Carma car is shown the love it deserves – tested and Carma Checklist checked, PPSR screened, fine-tuned, reconditioned and certified awesome.

Aussie owned and operated

Australian owned and operated, our team is 100% onshore and experts in the local used car market.

We've got you covered

We may be an online retailer, but you can still pick up the phone and talk to a real person when you need to. We even include a complimentary 12 months NRMA Roadside Assistance or a minimum of 3 years roadside assistance is included if you purchase Carma Extended Coverage.

Pay your way

Not only are our cars great value, we also have flexible payment options to suit your needs. Finance through us or pay outright, our finance team are here to help.

Why our customers are buying the Carma way

4.8
(358)
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4.9
(194)
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300 point inspection

We put every vehicle through a 300 point inspection so that you can be 100% confident in the quality and safety of your vehicle.

Driver comfort
Passed
Exterior
Passed
Interior
Passed
Mechanical
Passed
Road test
Passed
Safety
Passed
Technology
Passed
Vehicle data
Passed

Let’s get this show on the road

If you’ve found the perfect car, log in, or if you’re new to Carma, create an account, and let’s get things moving.